1.0.0-draft · Effective 2026-07-02These Terms govern your access to and use of the Hub-Equity platform (hub-equity.com), operated from France. By creating an account or using the public pages, you accept these Terms in their current draft form.
Hub-Equity provides access to publicly filed XBRL / iXBRL financial data (SEC EDGAR, ESEF and other regulatory sources) together with value-added normalisation, verification and visualisation layers proprietary to Hub-Equity. Parts of the platform are freely accessible without an account (beta freemium); portfolios, exports and raw-data views require a free account.
Hub-Equity is a data and analytics tool. Nothing on the platform constitutes investment advice, a recommendation, or an offer to buy or sell any security. Financial data is derived from public regulatory filings and from automated normalisation; despite systematic verification (accounting-identity checks, provenance tracking), errors or omissions can occur. Always verify figures against the original filing (every value on the platform links back to its source) before making any decision based on them.
You are responsible for the confidentiality of your credentials and for all activity under your account. One person or organisation per account; each signup creates an independent workspace (tenant). You may delete your account at any time; see the Privacy Policy for what happens to your data.
You may not: (a) scrape or bulk-download the platform outside the documented API and export features; (b) circumvent authentication, rate limits or plan gates; (c) resell or redistribute the Hub-Equity normalisation layer as a competing data product (see §5); (d) use the platform to attack, probe or degrade the service. Violation may result in immediate suspension.
Raw XBRL data is public information and may be redistributed freely. The Hub-Equity normalisation layer (hub concept mappings, hierarchy, fiscal-year alignment, restatement diffs, quality scoring) is proprietary. You may use it internally and embed it in your own analytical outputs (reports, dashboards, models), but you may not redistribute it as a dataset or re-license it to third parties without a separate commercial agreement. Exports carry provenance metadata.
The platform is in beta. Hub-Equity makes commercial efforts to keep the service available and the data accurate, but does not guarantee uptime, latency, completeness or fitness for a particular purpose during the beta phase. Features, plans and limits may change with reasonable notice.
The service is provided "as is". To the maximum extent permitted by law, Hub-Equity is not liable for indirect or consequential damages (lost revenue, missed trades, regulatory exposure) arising from the use of the platform or from data inaccuracies. For paying customers, maximum liability is capped at the amount paid during the 12 months preceding the incident.
You may stop using the platform and delete your account at any time. Hub-Equity may suspend or terminate accounts that violate these Terms, with notice where practicable, immediately in case of §4 abuse.
Hub-Equity may update these Terms with 30 days notice via the platform and/or email to registered users. Continued use after the effective date constitutes acceptance.
These Terms are governed by French law. Disputes are subject to the exclusive jurisdiction of the Paris courts, without prejudice to mandatory consumer-protection rules of your country of residence.
Questions? Contact legal@hub-equity.com. Working version 1.0.0-draft; final wording pending legal review.