API Terms of Service

These Terms govern your access to and use of the Hub-Equity REST API (api.hub-equity.com) and the Hub-Equity MCP server. By creating an API key or installing the MCP server, you accept these Terms. They supplement the Terms of Service and, for paid plans, the Sales Terms.

1. Scope of the API

Hub-Equity provides programmatic access to (a) publicly filed XBRL / iXBRL data from SEC EDGAR and ESEF jurisdictions, and (b) value-added normalisation layers proprietary to Hub-Equity (hub concept mappings, calculation linkbase verification, dimensional taxonomy, fiscal-year alignment, restatement diffs). The scope of each plan, from the free key to Enterprise, is the one described on the pricing page.

2. Authentication & API keys

Access is authenticated via API keys (hubq_live_… orhubq_test_…); a call without a key is refused, and a free key is enough for the base access. You are responsible for keeping your keys confidential. If a key is compromised, you must revoke it via /settings/api-keys or DELETE /api/v1/api-keys/{id}. Hub-Equity is not liable for usage incurred by leaked keys before the revocation.

3. Rate limits & fair use

Rate limits apply per API key, per minute (subject to revision):

• Free: 120 requests / minute
• Builder: 300 requests / minute
• Team: 600 requests / minute
• Enterprise: 1 000 requests / minute (negotiable)

Browser sessions authenticated with a user token share the 120 requests / minute bucket on every plan; the tiers above price API keys. Call volumes (daily and monthly quotas) depend on the plan and are those shown on the pricing page. Beyond a limit, requests are refused until the period renews or the plan changes, with no overage billing.

Sustained abuse (scripted scraping of the full universe, parallel circumvention of rate limits, etc.) may result in immediate key revocation without notice.

4. Redistribution & derivative works

Raw XBRL data (publicly filed) may be redistributed freely. The Hub-Equity normalisation layer (hub concept codes, axis taxonomy, member hierarchy, restatement diffs, fiscal-year alignment) is proprietary; you may use it internally and embed it in your own analytical outputs (reports, dashboards, models), provided those outputs do not allow a substantial part of it to be extracted or used as a substitute for it. You may not redistribute it as a dataset or a competing data product, or license it to third parties, without a separate commercial agreement.

5. Data collection & GDPR

Hub-Equity logs each API call for security, quota enforcement and billing. Logged fields include IP address, User-Agent, response code, endpoint path, latency, and the API key id. The IP address and User-Agent are erased after 90 days; call and cost counters are kept beyond that, as the supporting record for billing. You can access your own usage history via GET /api/v1/usage/me. Tenant admins can access usage of all keys in their tenant via the admin dashboard. We do not share logs with third parties except as required by law. See the Privacy Policy.

6. Liability

The API is provided "as is". Hub-Equity makes reasonable efforts to keep the API available but does not guarantee uptime, latency, or data accuracy during the beta phase. Nothing served by the API constitutes investment advice. Hub-Equity is not liable for indirect or consequential damages (lost revenue, missed trades, regulatory exposure). On free access, Hub-Equity's total liability is capped at one hundred euros; on paid access, the limitation of section 7 of the Sales Terms applies (sums paid over the twelve months preceding the triggering event). These limitations apply neither in the case of wilful misconduct or gross negligence, nor where the law sets them aside, in particular for consumers.

7. Termination

You may stop using the API and revoke your keys at any time; termination of a paid subscription is governed by the Sales Terms. Hub-Equity may revoke API keys immediately in case of violation of these Terms (notably abuse under section 3 and redistribution under section 4).

8. Updates to these Terms

Hub-Equity may update these Terms with 30 days notice, given in the changelog and by email to the address of the API key's owner. Continued use after the effective date constitutes acceptance.

9. Governing law

These Terms are governed by French law. Between businesses, disputes are subject to the exclusive jurisdiction of the Commercial Court of Paris. A consumer retains the benefit of the jurisdiction rules and of the mandatory consumer protection provisions of their country of residence.

Questions? Contact contact@hub-equity.com.